Buying a home is a major decision for everyone and for many it is one of their life’s biggest objectives. It usually involves a substantial investment on part of the buyer. As a result, right from choosing the most suitable…
Is this the right time for you to buy a new home?
Buying a new home is a major decision for everyone. Prospective buyers need to take into account several factors. Property prices, location of the property, and prevailing home loan interest rates are definitely three of the most crucial aspects of…
Unsecured Business Loans- All You Need To Know
When it comes to business loans, financial institutions want to ensure repayment in a smooth and seamless fashion. Defaults in payments make things tough for lenders by adding on to their NPAs. Most Banks/ NBFCs take into account Capacity of…
Why Should You Get Your Home Loan Insured?
Buying a home is a dream for many individuals and opting for home loans is always the smarter way to turn this dream into reality. With real estate prices dropping significantly along with consistent depreciations in home loan interest rates,…
Seeking Investors versus Applying for Loans- What’s the Best Way Forward?
It doesn’t matter whether you are on the verge of starting a business or making attempts to expand it, the need for additional funds can’t be ignored. Many startups and other small businesses often have to choose between funding and…
Insights On Banks Extending And Giving Fresh Loans During The COVID Crisis
The COVID 19 pandemic has severely impacted different facets of the Indian economy. The MSME sector is no exception and has taken a significant hit. The entire country is under lockdown and the MSME businesses are face to face with…
Do direct sales associates analyze the financial statements before they put the case for credit appraisal in the banks?
Have you ever required a loan? Obviously, we all must have had at some point of time in our lives been to a situation where we might have required a loan. Why is loan required? May be for some business…
BANKING STRATEGIES – PLAN NOW & AFTER COVID-19 LOCKDOWN
INDIA GDP at 1.9%, HIGHEST AMONGST THE G-20 ”Capitalization of deferred loan payment must be done with due diligence….” She says ”Great-Lockdown”, Gita Gopinath the present Economic-Counsellor at the International Monetary Federation-(IMF), compares the present C-19 economic choke with the…
Digital transformation in the times of Lockdown for Retail Lending
The global events have taken a swift and uncertain turn in recent days. The economy is being riddled with uncertainty as to the future, with the force of every industrial sector behind it. The banking sector has not been left…
How does Car Loan Works?
If you are looking for a new or a second-hand car, there are lots of financing options available in the market. If you do not have enough savings to buy your dream car either new or used, you might consider taking a loan. Before taking…